Living Lucky® Podcast with Jason and Jana Banana

7 Habits Keeping You Poor and Miserable

• Jana and Jason Shelfer • Season 8 • Episode 61

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Break Free: 7 Hidden Habits Keeping You from Wealth & Fulfillment (Living Lucky® Podcast)

Ever wonder why abundance feels out of reach? In this revealing episode, Jason and Jana Banana expose the 7 subtle yet powerful habits that unknowingly keep millions trapped in cycles of financial struggle and unhappiness. Get ready for a profound shift in awareness that will empower you to break free!

We dive deep into self-sabotaging behaviors, from the insidious habit of blaming others ("Winners train, losers complain," as world champion skier Matt Reaney boldly states) to the comfortable trap of waiting for permission. Discover why comparing yourself, choosing comfort over growth, and talking big while acting small are actively preventing your ascent to true wealth and fulfillment.

The most transformative insight? Your soul inherently knows your magnificent potential. That persistent desire for "more" isn't greed; it's your authentic self yearning for expression and abundance. By recognizing these unconscious patterns, you gain the power to choose empowering alternatives and activate your inner "Living Lucky®" energy.

Are you ready to stop self-sabotaging and start attracting the life you truly desire? This episode is your permission slip to thrive. Tune in to unlock the secrets to financial freedom and profound fulfillment.

Here’s what you’ll discover:

  • The "Doom Loop": How subtle habits create cycles of scarcity and misery.
  • Blame vs. Agency: Reclaiming your power by taking responsibility.
  • The Danger of Complaining: Why negativity repels abundance.
  • Unworthiness Whispers: Identifying and silencing the inner critic.
  • Permission Slip to Thrive: Why you don't need external validation.
  • Comfort vs. Growth: Choosing the path that expands your potential.
  • Comparison as Compass: Using others' success to inspire, not diminish.
  • Aligning Words & Actions: The power of integrity for manifesting.

Key Nuggets: Awareness transforms. Take responsibility. Stop complaining. You are worthy. Grant yourself permission. Choose growth. Align actions with words.

How to break self-sabotaging habits, What keeps people from attracting wealth, How to overcome a scarcity mindset, Why do I blame others for my problems, How to stop complaining and be more positive, How to feel worthy of success and abundance, Why do I wait

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The 4 pillars of Living Lucky
Believe in yourself
Believe in the people around you
Believe in your circumstances and
Believe that God is working through you, for you, and always conspiring in your favor.

*Previously Recorded

Jana Shelfer:

Are you ready to create a life you crave? Let's spin that doom loop of negativity into an upward success cycle and start Living Lucky®. Good morning. I'm Jana, I'm Jason and we are Living Lucky®. You are too.

Jana Shelfer:

We came across a list the seven ways to stay poor and miserable.

Jason Shelfer:

Oh fun.

Jana Shelfer:

Now we don't want to focus too much on this list, right, we do not-.

Jason Shelfer:

Put it on the to-do list.

Jana Shelfer:

We do not want to put this in our Put it on the calendar. Reticular activating system.

Jason Shelfer:

Let's make it on the calendar and put it on the to-do list every morning. Do not put this on your vision board. The sad thing is that what we don't know is that a lot of us are just doing this already.

Jana Shelfer:

So that's why we are going to bring it to our awareness, because it is data.

Jason Shelfer:

And if we don't know that we're doing this, if we're not aware of where am I doing this in my life, then we don't know why am I poor, why am I lacking abundance and why am I miserable.

Jana Shelfer:

So we're going to go through this list just for informational purposes only and so that we can spot it if we've got it.

Jason Shelfer:

Yes, and then if we are, when we have awareness that we are participating in some of these things, then we can take notice of that and then say, okay, what is the opposite of this and how do I lean towards that and away from what I'm doing so that I can have the opposite of staying poor?

Jana Shelfer:

I will say before we go any further. I will say, before I go any further, when I talk to groups or when I have worked with people individually, about limiting beliefs. The number one area that people have limiting beliefs about usually is about money and abundance and wealth deserving.

Jason Shelfer:

And and what it comes. What it falls back to is yeah, I see it out there, it's available. It's just not available for me. Like I didn't I didn't come from a place that is available to get that.

Jana Shelfer:

And it's, it's, it's not feeling worthy of being so I mean? I mean we talk about the ways of staying poor and miserable. These are the limiting beliefs that keep us in that doom loop, yeah, in that lower area. In the lower frequencies. So let's go through the list Number one. What is it, jason?

Jason Shelfer:

Blame others. Blaming others, and that's just a simple thing. Just blame anything outside of you. We have agency over our lives.

Jana Shelfer:

I went skiing with one of the greatest skiers in the world, Mr Matt Reaney. He invited us out to test out the brand new 2026 nautic boat, yep, and he had a sign on his dock that said winners train, losers complain yep, and it's kind of harsh, like it's.

Jason Shelfer:

It's a that's a harsh thing, but it's true well, because he's a world champion.

Jana Shelfer:

Yeah, and he trains world champions, so he has to put it in blunt, direct language. However, isn't that true? When you start blaming others for anything, you just want to stop yourself and say, okay, wait a minute, I had just as much responsibility and accountability for this circumstance or relationship, or situation.

Jason Shelfer:

The thing is, we always have choices and in the micro moments of life we can choose to move towards our goals and dreams, or we can choose to rest in comfort.

Jana Shelfer:

And here's the thing we don't want to take responsibility, because sometimes that hurts, because we realize we're not as perfect as we thought we were. However, it is more powerful to take responsibility, because once you take responsibility, then you realize I can do something about it, yes, and I'm growing towards it.

Jason Shelfer:

And if you recognize I'm growing towards it, then you have more agency to recognize. Yeah, growth Sometimes it's hard, mm, hmm, and if you're, there's that old saying if you're not growing, you're dying. You know what? If you're not growing, maybe you're just sitting still, but if you're sitting still, you're not, you're not moving towards your goals and dreams, and that means that you're going to stay poor and you're probably going to end up miserable.

Jana Shelfer:

Okay, well, you're making, you're connecting some dots that aren't right there. However, number one if you want to stay poor and miserable is blame others.

Jason Shelfer:

Number two. Number two Complain about everything.

Jana Shelfer:

Complain about everything. Winners train losers.

Jason Shelfer:

Complain.

Jana Shelfer:

Complain, complain about everything. Once you start complaining about everything, you're putting yourself in a lower frequency.

Jason Shelfer:

Yes.

Jana Shelfer:

The loser's limp You're getting into a negative zone.

Jason Shelfer:

It's a doom loop, it's a lack of gratitude. You're basically finding all the problems with everything. It's a form of blame. Complaining is a form of blaming, and you know what.

Jana Shelfer:

I'll just be vulnerable. Right now I have this. Sometimes I fall into this trap with my body. Sometimes, when I take my clothes off in front of a mirror which is not very often, but every now and then I do it I start complaining about every little bit of my body and I think other people do this too, not just Jana and when I do that, it just tends to exacerbate itself, right yeah, so with dancing, I would complain about my mind.

Jason Shelfer:

My brain doesn't work like this. My brain doesn't work with choreography. Yes, like that's a, and this is so different for me that I can't learn it. And here we go. I got through that. I got to the growth, like recognizing the growth, and said, okay, well, I can learn this, I am learning it and we win competitions.

Jana Shelfer:

Yeah, crazy, yeah. So number two is complain about everything.

Jason Shelfer:

Number three is tell yourself you're not worthy yeah. So number two is complain about everything. Number three is tell yourself you're not worthy, so that's just going to tell you that's going to put yourself in a hole and bury you there.

Jana Shelfer:

I think a lot of people, though, have a little whisper buried deep in their subconscious mind that says Are you sure you're worthy of that? It's just a doubt, it's a little question, are you sure? Are you sure that you deserve that?

Jason Shelfer:

Yeah, and we just yeah.

Jana Shelfer:

If you want.

Jason Shelfer:

We can email us if you want the antidote to all this, because we'll give you a list that you can just follow day to day.

Jana Shelfer:

Jason has some tools specifically that can help you identify it and zap it. What's number four?

Jason Shelfer:

Number four is wait for permission. How many people are just sitting?

Jana Shelfer:

there waiting for permission. I remember when I was leaving corporate America.

Jason Shelfer:

Waiting for permission to chase your dreams, waiting for permission to try, waiting for permission to start. Remember when I started coaching and I was waiting for permission to leave corporate America. Yes, I waited until you said it's okay.

Jana Shelfer:

What are you waiting for permission for right now?

Jason Shelfer:

So I feel like I've gotten past this In every area of your life. So I'll have to explore that, because I I feel today that I am chasing my dreams. I am living like I feel, I wake up every day and I think, like I told you this morning, we are so blessed like I. I came in the bathroom and said we are so blessed you did, you did.

Jana Shelfer:

That was very, and I feel that every like.

Jason Shelfer:

I feel that every morning when I wake up.

Jana Shelfer:

I feel like I'm waiting for permission to be the best. I'm waiting for permission to be an expert. I'm waiting for permission to be the leader. I'm waiting. It's like I'm waiting for someone somewhere to say you know what, jana, it's your turn, and I don't know why, but I am. I'm waiting for somebody to say okay, you've made it now. You have the expertise. You can now step up. All right, well, email me and I'm going to send you a way to get through that.

Jason Shelfer:

Okay, go ahead, give me the next one Number five is chase comfort over growth.

Jana Shelfer:

Yeah, because sometimes growth can feel uncomfortable.

Jason Shelfer:

Yeah and it will, because you're getting out into a new space.

Jana Shelfer:

But comfort can also feel uncomfortable.

Jason Shelfer:

Yes, because you know that you're meant for more, because there's that conflict of knowing like your soul, knowing that you're built for greatness and you're wonderful and you're powerful and you have all this agency about yourself. However, you're just sitting.

Jana Shelfer:

You know what I feel like. That's what I needed to hear today. If you were in our virtual coffee this morning, you heard me say that I have a really hard time of resting and recovering because there's something inside me that is feeling guilty.

Jason Shelfer:

That's begging you to be who you're meant to be.

Jana Shelfer:

Yeah, that's saying, jana, you've got dreams to chase, like you said well, it's just your soul.

Jason Shelfer:

I believe our souls inherently know that we are such magnificent, wonderful beings and we want so much Like. I think we all have this whisper in our soul that says, hey, there's more, and it's meant for you because you are so special and unique. The world needs you and our soul is saying let's go get it.

Jana Shelfer:

Yeah.

Jason Shelfer:

And our bodies sometimes say I need to rest, I need a pit stop right now. So we need to balance that pit stop with the going out in the world and getting it yes, that pit stop with the going out in the world and getting it yes. And it's finding that happy medium between going and getting it and the rest and recovery. So finding that balance between the two is the journey and enjoying that journey so that we can be all that we are meant to be and all that we hope to be on this time on earth. Right, and giving ourselves the permission. Giving ourselves the permission so we're not waiting for permission.

Jana Shelfer:

Okay, what's the next one?

Jason Shelfer:

Number six is comparing yourself constantly.

Jana Shelfer:

I do compare myself. Oh my gosh, I'm guilty of almost all of these. I'm guilty of almost all of these. I compare myself constantly, even to myself. I compare myself to myself last week.

Jason Shelfer:

So I don't think there's a. There's inherently. There's not always a bad, bad comparisonitis issue. It's when you compare ourselves and say that person is so far ahead, I'm not there yet. If we look at because we've talked about this in detail that if we compare ourselves and say that person is so far ahead, I'm not there yet. If we look at because we've talked about this in detail that if we compare ourselves to someone and say I'm not there yet, that's a problem. If we compare ourselves to someone and say that's where I want to be, I'm on my way, that's healthy.

Jana Shelfer:

Right, yeah, I know, I know, but I compare myself to myself.

Jason Shelfer:

Well, if we say am I better, to myself.

Jana Shelfer:

Well, if we say oh my gosh, I'm getting old, oh my gosh, I'm starting, to you know look a little frumpy, oh my gosh.

Jason Shelfer:

Maybe we just change the wording to a more empowering words Like oh my gosh, look at all the experience I'm gaining. Like something that just gives us more empowerment, more, more story to be told instead of more disempowerment. I'm aging, I'm, I'm, I'm reaching the end of my rope, yeah.

Jana Shelfer:

Look at all the rope that.

Jason Shelfer:

I've got now.

Jana Shelfer:

I often say, oh, I just don't have the energy. And then I compare myself to even a year ago or two years ago. What was I doing two years ago and what's changed here?

Jason Shelfer:

See, I'm always going like look how far I've come, Look how much more I am today than I was yesterday.

Jana Shelfer:

That's the difference sometimes, I think, even just between men and women. I mean not to put a generality over all this, but I feel like men a lot of times will take off their clothes in the mirror and be like, oh my God, oh my God, look at that one ab.

Jason Shelfer:

I've got it's a big role. Look at that masterpiece and I think, unfortunately, society does that to us and that's us, that's allowing the meaning that sometimes the world puts. Let's just let go of all that and we need to do a better job of this as society, in the way we impose societal beliefs and societal what's right and wrong expectations on genders and on on different sex of people, on genders and on different sex of people. So that's something that is going to be a long-term change. But when we start believing, differently that keeps us poor and miserable.

Jason Shelfer:

When we start believing differently about ourselves, then we start showing up differently, which changes the way the world looks at us.

Jana Shelfer:

Okay, what's number seven?

Jason Shelfer:

Number seven is talk big and act small. I'm guilty of that one too.

Jana Shelfer:

Sometimes and here's the thing is I talk when I am in that energy. I talk, I talk big when I am embodying my big energy, but then sometimes I lose that big energy and I shrink back into my turtle shell. So I think and I go back into my small self.

Jason Shelfer:

You claim feeling that you embody that Momentarily. Yeah, it's very momentarily, because what I also believe is that you, what happens there is you don't recognize, you're not aware of where you act. Big, really.

Jana Shelfer:

Because, if you Because sometimes I feel like I act too big and I talk too small. Yes, sometimes I feel like I do the opposite.

Jason Shelfer:

I would agree with that, because a lot of times, because you're from a small town, you have this innate or you've brought with you this. Don't brag, don't brag. You don't want to be braggadocious, dim your light, because it's not all about you.

Jana Shelfer:

Jana, it's very humble yeah.

Jason Shelfer:

And so there's a lot of times that people don't know a lot of the story of you.

Jana Shelfer:

Correct.

Jason Shelfer:

Because you don't share it and the world doesn't know all these things that you've done or who you are fully.

Jana Shelfer:

I don't want them to put me on this pedestal, because then you might get knocked down.

Jason Shelfer:

Yeah, yeah, so you have acted big in life. I'm. Yeah, yeah, so you have acted big in life, like that's. This is why you get people that do know pieces of your story coming up and saying you're such an inspiration. This is why you get the emails. This is why you're getting inducted into the hall of fame. So this is like you do act big. You don't talk big, I know. So it's there, there's a there's power in that expressing yourself.

Jana Shelfer:

But sometimes then, when I you know, I've had other people tell me that and then sometimes, when I do my best to step into that talk, then it doesn't always feel authentic, and so then I start acting small.

Jason Shelfer:

Because it isn't authentic for you to like. That is like you're. You're a very humble person.

Jana Shelfer:

Thank you, I mean it's a, I mean I. I all take that as a compliment.

Jason Shelfer:

Well, it and it is, and it's, it's. You're not the person that's going to get up and brag about yourself.

Jana Shelfer:

And I think that's why I think we're a good person, cause I'm going to brag about you every day, all day.

Jason Shelfer:

That's why I married you. I'm your hype man. So that's seven ways to stay poor and miserable Blame others, excuse me, blame others, complain about everything, tell yourself you're not worthy, wait for permission. Choose comfort over growth. Compare yourself constantly and talk big and act small.

Jana Shelfer:

Okay, so again, we're just bringing these to your awareness. Do not hyper focusfocus on these. And if you would like the recipe for the opposite of this, if you would like to create the opposite meal of what?

Jason Shelfer:

we're talking about here Ways to create wealth and fulfillment.

Jana Shelfer:

Then text or email.

Jason Shelfer:

Yeah, in the show notes there's a line that says text us. That goes directly to my cell phone. So text us and we'll send you a.

Jana Shelfer:

um, that's very kind of you to put your cell phone in there, I think it's actually yours. Oh, no, no, no, no, no, no, no, no, no, no Jason.

Jason Shelfer:

Just send your email address in that text and we'll send you the link.

Jana Shelfer:

He's talking. Big Thanks for joining us.

Jason Shelfer:

Keep Living Lucky®.

Jana Shelfer:

Bye-bye. If the idea of Living Lucky® appeals to you, visit us at www. LivingLucky. com.